"Hip hip hooray! Hip hip hooray! Hip hip hooray! Yeeeeey" it is indeed a new year with a lot of expectation and belief of achieving a resolution or two (for those who make them). Well then, what is a new year without the usual banter of the probability of fulfilling a few of the items on one's wish list or to some the new year's resolutions. Here we are scratching our heads thinking, "How will I make this dream a reality?"
Fear not, for the year is still young but as I can imagine the "Njaanuary syndrome" has come full force like the auctioneer claiming for his dues. Your pockets are but filled with holes where bundles of notes had once resided, leaving a vacant, empty void with nothing but a few coins jiggling around. Haaa! Surprise, surprise, yes it is that time of the month you scratch your head hoping for miracles to happen.
How we forget the days yet to come, when we are making merry and stuffing our faces with those juicy ribs at the back garden or some fancy nyama choma base. Am not saying it is a bad idea to enjoy oneself but to what extent should we expose ourselves to this madness of the jolly holidays. Making it rain at "shagz" & letting all know that you have made it in the big city & sponsoring every drinking joint that the village folk have assembled in.
Only to be hard hit by the awakening and unveiling of the new year. I read somewhere that we need to have a contingency plan when we are spending our hard earned money during the holidays. Have you ever thought of, knowing that the long holidays are upon us let me organise myself and budget on how to let lose the notes accumulated the whole year for the festive seasons ahead.
To many am guessing from the way you are shaking your head and scratching your chins, that thought never had a home on your mind. Well, it is a fresh start and I think a tip or two can somehow salvage your lost course. First and foremost if you know you have kids going back to school, don't wait for the new year's rush to do the shopping for them, do it in advance it will save you the headache later on.
Secondly, if you know you spend money like as if it naturally grows on trees, set aside the usual rent, shopping money & fare at your "diggs" ensuring that come January you will have something to survive on. Thirdly do not spend that which you don't have, for many of you have made the mistake of spending beyond your means eventually ending in debt. This will not be a good start to your year.
Fourthly, be accountable of how every penny is spent and don't be stingy but be wise in your spending. This will help you stop questioning yourself, "Kwani ile pesa nilikuwa nayo imeenda wapi, ama imemezwa na majini?" Fifthly, purchase that which you deem as necessary, for I know especially during the festive season all manners of offers will be advertised on every bill board you come across.
Tread carefully for this will ensnare you and take you hostage due to the cheap prices, which you will fall a victim of. As a friend of mine said, during such a time go to the local dealers (the small time business individuals) who are trying to make it & engage their services and give a break to the already established big corporations. This will ensure they at least grow their businesses.
As the year progresses and you open a new chapter of life's book, jot down your goals and set a target for yourself, it may not be easy to achieve them but try and try again until you get there. This is a year of uncommon favour, expect the unexpected & know that you can survive anything and make the most of every situation.
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